Now you will get more returns on FD and RD

 Kotak Mahindra Bank has increased the interest on Fixed Deposit (FD) for the second time this month. Kotak has increased the interest rates on FDs of less than Rs 2 crore. After the change, the bank is offering a maximum interest of 7.19% to common citizens and 7.71% to senior citizens on fixed deposits. According to the official website of the bank, the new interest rates have come into effect.

How much interest is being received on FD in Kotak Mahindra Bank

duration	Interest Rate for Common Citizen (in %)	Interest Rate for Senior Citizens (in %)
7 to 14 days	2.75	3.25
15 to 30 days	3.00	3.50
31 to 45 days	3.25	3.75
46 to 90 days	3.50	4.00
91 to 120 days	4.00	4.50
121 to 179 days	4.25	4.75
180	5.75	6.25
181 to 363 days	5.83	6.35
364 days	6.09	6.61
365 to 389 days	6.92	7.45
390 days to 23 months	7.19	7.71
23 months 1 day to less than 2 years	6.66	7.19
2 years to less than 3 years	6.56	7.08
3 years to less than 4 years	6.45	6.98
4 years to less than 5 years	6.40	6.92
5 years to less than 10 years	6.35	6.87

Now more interest on RD too
Apart from fixed deposits, Kotak Mahindra Bank has also increased the interest on recurring deposit i.e. RD. Now by doing RD here, you will get a maximum interest of 7.50% per annum.

Bank of Baroda also increased FD interest rates
Bank of Baroda (BOB) has also increased the interest on Fixed Deposit (FD) recently. After the increase, the bank is now paying 3% to 7% interest on FDs of 7 days to 10 years to regular citizens. On the other hand, the bank will pay interest at the rate of 3.50% to 7.80% on the FD of the deposit period ranging from 7 days to 10 years to the senior citizens.

Banks will remain closed for 11 days in January, see here the complete list of holidays
Only a few days are left for the year 2022 to end and the new year 2023 is about to begin. This new year will start with a holiday. This time on January 1, it is a Sunday. Banks will remain closed for a total of 11 days in different states and cities in the first month of the year

Husband does not give money for lipstick-bindi

 The case was of Aligarh in Uttar Pradesh. Four days ago, a woman filed for divorce in the family court here saying that her husband taunts her for not being pretty and does not even give money to buy lipstick-bindi.

Everyday there is a quarrel in the house on this matter and the matter has reached to fight. The counselor tried to pacify the woman but the woman is adamant on her demand for divorce. Both were married in 2015 and they do not have any child yet.

Verdict No. 1
If the wife eats pan masala, gutkha like a man. If she harasses her husband by eating non-veg with alcohol, then divorce can be granted on this basis. - Bilaspur High Court , Chhattisgarh

The case was that the wife eats gutkha.
The husband was a resident of Bankimongra in Korba district. It was his allegation that only seven days after the marriage, he came to know that the wife was addicted to alcohol, gutkha and non-veg. The relatives explained a lot to her about this matter but she did not improve.

The husband got fed up and decided to divorce. The husband also said that the wife had also tried to commit suicide by setting herself on fire. The divorce petition was rejected in the family court. Then the husband challenged this decision in the High Court.

Question: On what basis was the divorce granted in this case?
Answer: The court considered this case in the category of mental cruelty . Not only Gutkha, even if one of the two partners does not brush, divorce can be obtained. Under Right to Hygiene, this will become the basis of mental cruelty.

Question: Earlier, the Bombay High Court did not consider wife's addiction to tobacco as a ground for divorce. Can two courts give different verdicts in two similar cases?
Answer: Yes, depending on the facts and circumstances, the court can give different verdicts in two cases of the same kind.

Question: Can divorce be granted even if the husband is a drug addict?
Answer: Yes, it is possible. To get rid of the addiction of the husband, the wife has taken him to the de-addiction center. If he is unable to improve or if he does not want to improve, then the wife can get a divorce.

If you want to get divorce then you can file the petition here.

• Husband and wife can file a divorce petition in the family court of their city.
• If you are in different city then file a petition in the court of your matrimonial city.
• The petition can be filed in the city where the wife's house is.

Verdict No. 2:
The wife's refusal to wear bangles and vermilion shows that she is not married or that she does not want to accept the marriage. Such efforts clearly show that the woman is not happy in this marriage and does not want to spend her future life with her husband. -Guwahati High Court

The case was that the wife did not apply vermilion
, the husband alleged that after a month of marriage, the wife had started pressurizing the husband to stay away from the joint family. On the other hand, the wife also held the husband responsible for not having children. She left her in-laws house and filed a case under 498A against her in-laws. After acquittal, the husband accused the wife that she does not wear conch shell, bangle and vermilion. On this basis, he wants a divorce.

Question: If the wife does not apply vermilion or applies it in such a way that it is not visible, then how can it be a ground for divorce?
Answer: Not applying vermilion to the wife means not following the culture. This can also become the reason for divorce. But the decision in such a case may also differ from state to state. That is, keeping in mind the local culture and perception, the court usually decides in such cases.
If there is a culture of applying sindoor in a particular society and a girl does not want to do it just because it is a sign of a married woman. If she is hiding it then it would be considered as mental cruelty to her husband.

Question: In this case, it was said that the woman's not applying vermilion, not wearing bangles is the reason for harassing the family members, how so?
Answer: No it is not possible. In this case, a case of mental cruelty will be made against the husband but not against the in-laws.

Question: If one of the spouses is unable to have a child or does not want to have a child, can it be a ground for divorce?
Answer: This can absolutely be a reason for divorce. There are only two main reasons for getting married – one is physical relationship and the other is to have children. If one of the two partners is not able to do this or does not want to do it, then it can be a reason for divorce.

Verdict 3
Mysore Principal District and Sessions Court Judge M.L. Raghunathan came across a case in which the husband sought divorce from his wife on the ground that she used to cook only Maggi for all the three meals. The judge named it the Maggie Case. Divorce cannot be granted on this ground. Pronounced this verdict. The judge told that many such cases are coming nowadays. A husband wanted a divorce because his wife had put salt on the wrong side of the plate. When a wife did not like her husband's wedding suit, she filed for divorce.

The case was that only Maggi feeds all three times . A man living in Bellary filed for divorce in the court saying that his wife cooks only Maggi for food. She doesn't know how to make anything other than Maggi and doesn't want to learn. She only buys Maggi from the ration shop and cooks the same for breakfast, lunch and dinner. Later in this case the husband and wife had taken divorce with mutual consent .

Question: What is the meaning of divorce by mutual consent?
Answer: After marriage, when husband and wife decide to separate from each other of their own free will and file for divorce, such a situation is called divorce by mutual consent. Section-13 (b) of the Hindu Marriage Act mentions the process of divorce by mutual consent.

Question: What is the benefit of taking divorce by consent?
Answer: It saves time and money. There is no tension whether the other partner will sign the divorce papers or not. Divorce does not come in the way of high demand for property or money.

Question: If the wife does not know how to cook, can it be considered as a ground for divorce?
Answer: If the wife is a housewife and refuses to cook even after living in the house, then she will be considered cruel to the husband. Divorce can be granted on this basis. On the other hand, if both husband and wife are working, then the responsibility of home and outside will be of both.

Understand the process of how you can get a divorce with consent.

• First of all, the husband and wife have to file a joint petition in the family court. Signatures of both should be there on this petition.
• There is also a joint statement of both in the petition. In which husband and wife say that both cannot live together. It mentions the division of children and property.
• When the statement is recorded, both have to sign on the paper in front of the court.
• Both the parties are given 6 months time by the court for reconciliation.
• If there is no reconciliation between the two even after 6 months, then the court has to come for the final hearing (second petition).
• Now you have to file the second petition in the court within 18 months. If not imposed then the court will not pass the order of divorce.
• Before the decree of divorce is passed, either of the parties may withdraw their consent to divorce at any time of their own free will.
• If there is no complete agreement between husband and wife or if the court is not satisfied on any matter, then no order for divorce can be given.
• If the court wants, it can order divorce at the last stage.

Verdict No. 4
The wife does not wear Indian clothes, only wears pant-shirt. This cannot be considered as a ground for divorce. Divorce cannot be given considering every small thing as cruelty. Otherwise, even if the husband and wife do not like each other's behavior even a little, the court will have to give divorce. - Bombay High Court

The case was that the wife wears only shirt-pants, once she was even forbidden from sex. In Parel area of ​​Mumbai, a husband filed an application in the family court that his wife wears only shirt-pants instead of Indian clothes. The husband also said that in three years of marriage, the wife refused to have sex even once. After this the family court had approved the divorce. But the Bombay High Court reversed the decision and set aside the divorce decree.

Question: How can the decisions of the Family Court be challenged in the High Court?
Answer: You can appeal the decision of the Family Court in the High Court. The first appeal will go on the basis of the rules of the High Court. Now look at this case- Repeated refusal to have sex can be a ground for divorce. Forbidding wife to have sex once is not cruelty. She has a body and she can say no to sex. It is not right to seek divorce on the basis of this. When the local court did not pay attention, then the High Court has the right to seek justice on this issue.

Question: If there is a long time between the decisions of the Family Court and the High Court, and in the meantime one of the husband and wife marries another. What will happen then?
Answer: Decree is available in both the types of divorce. After 90 days, this decree becomes an order. Meanwhile, if one of the two partners wants, they can challenge the decision. In the meanwhile no one can marry again. If someone does this, then the second marriage will not be recognized.

Question: Between the decisions of both the courts, the husband and wife are living separately. Meanwhile, can the distance between the two lead to divorce?
Answer: This can be a reason for divorce. If there is no trust between the two. Both of them felt that now the matter will get worse. There is no love left. After this divorce is the only way left.

while going

If in any case the petition for divorce has been rejected by the Supreme Court, then these 3 ways are left to get a divorce.

• Divorce can be appealed for again.
• Again appeal can be made only in the Supreme Court.
• After appealing again, some such things have to be proved, which could not be done earlier in the court.